A Medicare Advantage Plan, sometimes called “Part C” or “MA/MAPD Plans,” is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with coverage on top of all your Part A and Part B benefits.
If you join a Medicare Advantage Plan, you still have Original Medicare. Medicare Advantage Plans include Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Private Fee-for-Service Plans (PFFs), and Special Needs Plans (DSNPs).
If you’re enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan are not paid for under Original Medicare.
Medicare Advantage Plans cover almost all Part A and Part B services. However, if you’re in a Medicare Advantage Plan, Original Medicare will still cover the cost for hospice care.
In all types of Medicare Advantage Plans, you’re always covered for emergency and urgent care. Most Medicare Advantage Plans offer coverage, for some things Original Medicare doesn’t cover, like some vision, hearing, dental, and fitness programs (like gym memberships or discounts).
Plans also have a yearly limit on your out-of-pocket costs for all Part A and Part B medical services. Once you reach this limit, you’ll pay nothing for services Part A and Part B cover.
Need help with a Medicare Advantage Plan? Call Dominic Bagnoli Today!